Products

	TREATY & FACULTATIVE REINSURANCE
	FIRE, MOTOR & ACCIDENT
	SPECIALISED SCHEMES
	ALTERNATIVE RISK TRANSFER (CELL CAPTIVES, ETC.)
	P³ HIV / AIDS PREVENTATIVE PROTECTION PROGRAMMES AND P³ NEEDLESTICK PROGRAMME

TREATY & FACULTATIVE REINSURANCE

Baronscourt offers the ability to work in partnership with Local and Foreign Insurance Companies and Reinsurance Companies in order to identify, structure and place the Reinsurance programmes and covers which best optimise the use of the Insurers balance sheet and capital base, whilst protecting and strengthening shareholder value. Having identified the risks, challenges and opportunities that a client faces, Baronscourt will formulate and present the most equitable and profitable solution for the circumstances and then source the most appropriate Reinsurance market, either locally in South Africa or alternatively in the International Markets.


Baronscourt has forged strong relationships with leading International Reinsurers, Brokers and Insurance Companies and is committed to maintaining and promoting honest, equitable and mutually beneficial partnerships between its clientele and the reinsurance markets. Baronscourt has sourced the majority of its reinsurance staff from the Reinsurance market, thus ensuring an excellent base of expertise to offer both to our clients and the reinsurers.

With a wealth of in-house expertise, as well as direct access into the London markets and strong relationships with the local reinsurance offices, Baronscourt is able to offer the reinsurance buyer a wide range of products, services and advice on issues such as capacity gearing, reinsurance budgeting, net and gross line excess of loss protections, catastrophe covers.


Baronscourt is able to offer both Treaty and Facultative Reinsurance Services.

FIRE, MOTOR & ACCIDENT

Fire / CAR / EAR Proportional Capacity and Pricing (Commissions) - Very often a contentious issue at renewal, we are able to advise on and negotiate equitable and competitive facilities on behalf of our clients.

Motor Treaties - Baronscourt has a close affiliation with the South African Motor Insurance market, both private and commercial, and as such, we fully understand the challenges this market poses South African Insurers. Our experience in this market has proven invaluable to our treaty and facultative partners.

Excess of Loss Layering & Reinsurance Cost Budgeting - whether considering working layers or Catastrophe covers, XOL Business is a highly specialised and increasingly actuarially based reinsurance area.


Baronscourt has particular expertise in this area (all classes) and has full understanding on the reinsurers underwriting practices in this regard.

Over and above the mainstream areas set out above, we invest much of our time developing and designing niche product facilities and specialist insurances for our clients.

SPECIALISED SCHEMES

Baronscourt has been extensively involved in the Niche Scheme Development area of Insurance since its inception and has developed an in-depth knowledge of Scheme Business development and administrative structures combined with strong and trusting relationships with Local and international Insures to provide Insurance Brokers and the Buying Public tailor made schemes for all their needs.

ALTERNATIVE RISK TRANSFER

Baronscourt is able to offer its clients the specialised services that define risk management in today's modern world; by designing and facilitating structured risk financing solutions that combine financial, insurance and capital market elements to enhance balance sheet strength. Our team of consulting experts are able to offer comprehensive solutions that whilst transferring and managing risk can provide quantifiable economic benefits.

P³ PREVENTATIVE PROTECTION PROGRAMMES (HIV / AIDS)

HIV/AIDS Risk management needs to do more than ensure people living with the virus can afford the high cost of treatment. It should also cater for the serious and direct impact the virus can have on the health of the company's bottom line. Impact costs such as increasing absenteeism, poor productivity, customer shrinkage and the need to continually recruit and re-train staff are not sustainable given the runaway HIV infection rate.

Stemming this infection tide is the only way companies can protect themselves from the crippling future costs and revenue loss. But, while internal AIDS Awareness programmes are helping to prevent many infections, they cannot prevent accidental or trauma-based infections.

The programmes we offer are focused on the sustainability of human capital for the mutual benefit of your employees, their families, your customers and business. In P³ - our Prevention Protection Programmes - we have developed a suite of programmes that provide protection against accidental HIV Infection by providing access to aid, treatment, help and counselling in that critical 72 hour window period when the correct action can make the difference between becoming infected or not.

These carefully researched programmes are designed for the employee in the workplace, your customers and high-risk professionals such as healthcare workers and police.

Your investment in P³ HIV Intervention programme will pay unbelievable dividends over the next decade.